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The essential guide to Starting Young: Teaching Teens how to Manage Money

In African culture, we say "Ligotshwa lisemanzi," which basically translates as "you teach(start) them young,"  since it is difficult to alter someone's mind after it is formed, made up, and developed. This is true in all aspects of life. Most parents say that their teens do not listen to them...

Top 10 Quirky American Driving Laws

Studying for a driving written exam isn't fun. Here are some little-known laws that won't appear on a test but are worth a smile or two.   2. Wanting a new car on Sunday? Forget about car shopping in Maine or Indiana. Car sales on a Sunday are illegal. In...

How to find the Best Mortgage Deal Ever?

A casual examination of websites and brochures will reveal countless various sorts of best mortgage deals ever in town. The mortgages discussed thus far are a basic overview; however, in your research, you'll discover a variety, some combining multiple qualities and offering additional incentives to entice you. It's enough to...

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Understand how Mortgage Interest rates work and affect your mortgage

You are now sitting across the professional loan officer in a meeting at a lending institution who is now evaluating your mortgage application and must explain to you how that mortgage interest rate was firstly calculated and finally arrived at. Many things affect mortgage rates – which is why they...

Investing In Properties Made Easy to understand mortgage terminology

Mortgage Terminology That Everyone Should Know

Purchasing a home is a smart investment move and you have to be matured, vigilant and sober up on your first attempt! However, if you're purchasing a home for the first time, it may be difficult to understand and get your mind wrapped around all these property or mortgage terminologies,...

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How to create a truly perfect practical abundance in your life?

Learning to create a truly perfect practical abundance in your life is about much more than gathering financial abundance or simply creating material wealth; it is about harnessing and enriching your Self as a whole. Abundance is for everyone, not just the limited few that life appears to have a...

Do it yourself

Your Life Is A Do-It-Yourself(DIY) Life Long Project

We all must understand that Life is a life-long classroom lesson(project) that is always teaching us, Buddhist Proverb says it best "You have no friends, You have no enemies, you only have TEACHERS". The sooner you realize this, the better! As you mature and get a handle of what life...

Rose with all the thorns growing taller

Self- Acceptance is self-love and respect for oneself

I had a deep conversation with a colleague the other day, when exactly does one start to yearn for acceptance? Is it by birth when we first arrive here on Mother Earth? Is it when we first feel the pain of non-acceptance? Is it when we begin to be challenged...

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6 Easy to understand Principles of Goal Setting

"If you go to work on your goals, your goals will go to work on you; if you go to work on your plan, your plan will go to work on you. Whatever good things we build end up building us" Jim Rohn once said and then Charles M. Marcus...

be extra vigilant with your identity

How To Protect Your Identity – Simply – Easily – Cheaply

When learning how to protect your identity, one of the first things you should do is to stop carrying your (Identity book/card) social security card with you at all times. An (Identity card/book) social security card is the single most dangerous form of ID to lose. It can make a...

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How to remain resilient with little?

This article appeared on "Make it great again" magazine by Founder and NLP Life Coaching Practitioner Tabea Nong which was published in October 2020 1. Tell us about yourself and what do you do? I am Zinzi Mdedetyana a mother of two(son and daughter) and I have written a book called...

No nonsense way to Budgeting: The Roadmap to Financial Well-Being

“A budget is telling your money where to go; instead of wondering where it went”- John C. Maxwell. He is a phenomenal leadership guru who could not have said it better, the budget never leaves you wondering what happened or you try to figure out what happened, however this road...

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Debt Ratio: How Much Debt Are You Carrying?

Today I need to walk you through, understanding Debt to income ratio, so you see how significant the debt load you are carrying. I will likewise show you the best way to calculate it and these are the basic indicators that the credit providers lenders additionally take a look at...

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Saving and Investing: Secure Your Goals, Dreams and Future

Saving & Investing plays an important role to secure your goals, your dreams, and your future. Why do we need to save then, so we’re saying when you’re daydreaming about your future, do bear in mind that those dreams, goals require money; so the question is, what is the difference...

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Protect Your Credit Score (With Your Life)

Credit Report will be our today's discussion and will address the role, duties and responsibilities of the Credit Report Agency, what your credit report(profile) mean, how to obtain the information, how do you keep it clean & avoid negative listings, understand and guard your personal credit score that affects your...

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The “Get Out of Debt Permanently” Plan

Get out debt quickly and permanently(for all time), others call it to lose your debt obligation, dump the loan obligation load, some call it management of debt obligation, others call it to dispose off the obligation. These terms mean something very similar and you need to get the correct attitude,...

How To Manage Student Loan Debt

What is Debt and How Much It Costs You

"Your giant, your obstacle, your problem is a gateway to your significance and promotion"Rick Godwin There are two kinds of people, those who earn interest and others who pay it, unfortunately those who pay it, do not understand the value of it, because they are ignorant"Albert Einstein My description of...

Needs vs Wants

My favourite and the most controversial topic of all times, as I observe and experience how consumers justify prioritizing wants over basic needs and so, we will explore these two variables concepts, that I can vouch, almost, always, get consumers into serious financial trouble. “Bare necessities of life, the simple...

Measuring Self Worth and Net Worth – What Matters Most?

Let us just agree that money is just a form of exchange to participate in the money game to be comfortable and lessen the financial burden(stress) that comes with the territory; However we must define for ourselves what exactly is true financial freedom, is it measured by the digits in...

Investing In Properties Made Easy to understand mortgage terminology

Your Role in the Financial World

“Life begins when you get out of the grandstand into the game - be a player. Life is not a spectator sports - get into the game, love the game, get dirty, make mistakes, take knocks, train hard, play hard, make your mind strong, make it better.”Anonymous We are meant...

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How Past Strongholds Can Hold You Back

“Being open & honest with ourselves, is the first step to receiving and accepting our own truth.You can start today. It is a choice and not a feeling. With time your new narrative (rewriting your script in your mind) will change and it will not be overnight, like a new...

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Your Emotional Relationship with Money

If you want to change the direction of your life then Today is the day that I would like to take you on an emotional relationship roller coaster ride with money, from where it all started (beaten old past pattern) and how it reared its ugly ears over the years....