Do you find yourself overspending and impulse buying, only to regret it later? If so, you’re not alone. Most people struggle with maintaining financial discipline at some point in their lives. However, overspending and impulse buying can lead to high debt levels, financial stress and ruin, and missed opportunities. To avoid these pitfalls, it’s important […]
1. Why am I unable to save money? It is not that you cannot save; the problem is what stories are running through your subconscious mind (background), which we call self-limiting beliefs. So let me explain what we mean. You may have been told that “you are not good enough”, “you are not worthy or deserving […]
Spending is a function of your mindset. The question you should be asking yourself is: Why do you keep spending above and beyond your means (income), knowing very well that it will get you into trouble in the first place? If it has been going on for a year, that is enough time to see […]
What is the meaning of life, and why are we here? Most people wish to live more abundantly (not only financially). Abundance is about living a healthy, vibrant life with a purpose and experiencing the joy that comes from possessing a strong sense of Self. When you begin to understand the laws of abundance, you stop […]
1. How can I stop making impulse purchases and start making money? You must be disciplined with your money and know exactly how and what you want for yourself, your life, and your loved ones if you have a family or dependents, as well as what you would like your future to be like. Keep your promises […]
In these uncertain times, it is more important than ever to have insurance cover. Whether you are an individual or a business owner, insurance can provide you with the protection and peace of mind you need. We will discuss what insurance is, how important it is, the types of insurance, filing a claim, and the […]
We all agreed that credit cards make purchases and paying your bills easier. Using a credit card is also a good way to boost your credit score. However, failing to properly manage your credit cards can lead to a lot of unnecessary expenses, negative listings, headaches, and stress. If you’re tempted to buy things you […]
Excessive debt is the most common source of concern for most people, particularly Baby Boomers, not forgetting the millenia who are trapped in millions of Rands (dollars) of debt and unable to escape, forcing them to work in their later years when they should be retiring or nearing retirement. This also affects young professionals who […]
One young woman who was drowning and floundering in debt was able to lift herself out of the financial doldrums, by taking steps to remedy her situation, and by making changes to her bad money management habits. She made some smart financial moves, and now her future looks brighter and more promising than ever. Well, […]
Marriage is one of the most sanctified unions on earth and unfortunately, not well practiced and understood by some men and women, especially the duties and roles they are supposed to play in this union as equal partners. Whether you and your spouse both work outside of the home, or one of you stays home […]