Financial Wellbeing habits to consider putting into good use – you have nothing to lose

1. Read Rich Dad Poor Dad by Robert Kiyosaki and The Richest man in Babylon by George S. Clason
2. Get rid of all BAD debt, but learn how to leverage good debt to your advantage
3. Learn how to invest your money(let money work for you) and build generational wealth
4. Start a side-line hustle or turn your hobby into a profitable business and create multiple streams of income(it is not only silly but dangerous to rely on one income)
5. Create a viable financial plan(with clear goals) for you, your family’s future.

SIMPLE FINANCIAL RULES TO LIVE BY

1. Never buy depreciating assets(liabilities thinking that they are assets) on credit
2. The best time to invest your money is NOW
3. Never invest your money with emotions
4. Don’t risk your name or your money to get rich quick
5. Build wealth with sure results
6. Acquire assets, not liabilities
7. Keep track of all your expenses
8. Always remember rules 1-7.

HOW TO BE SMART WITH YOUR MONEY

1. Commit to learning about money daily and apply the knowledge acquired – keep a journal to record lessons learnt
2. Keep your expenses in check
3. Pay yourself first
4. Have a single simple investing strategy that you can live by in the long run, no matter what the economic conditions dictate externally
5. Don’t waste your money trying to look cool, it is unwise
6. Control your fear, greed, and impatience

“Do not save what is left after spending, but spend what is left after saving” – Warren Buffet

FUNNY MONEY MANTRAS BY SHAINA LEIS

1. I am very rich
2. People love to give me money
3. Money always finds its way to me
4. I feel like million bucks
5. There’s plenty where that came from
6. I naturally attract good fortunes