Let us understand why we value things more than we value money: because we care more about what money can buy than we care about having money itself. Read that statement again! If we valued money more than we valued things we would not part with it so easily and carelessly and we would not […]
Marriage is one of the most sanctified unions on earth and unfortunately, not well practiced and understood by some men and women, especially the duties and roles they are supposed to play in this union as equal partners. Whether you and your spouse both work outside of the home, or one of you stays home […]
Have you been putting off a difficult and unpleasant conversation for a long time? Great, this is for you. There are moments in life when you have to face your “demons” and it is not a pleasant space to be when you know you should talk to someone but won’t or don’t or can’t but […]
Children live with curiosity because they are born that way, and unfortunately, parents cannot change it. They learn lots of things in life, are gifted naturally with intuition, and are open to everything they find. Everything seems to be interesting to them. That’s why they want to know about many things. That’s indeed a sign […]
As with every generation, mothers and daughters share a special bond and a lifelong relationship that acts as a bridge or a deep connection towards each other. Though one is not quite a woman yet and the other, in many ways, is still no longer a girl, they each bear the qualities of the other. […]
In African culture, we say “Ligotshwa lisemanzi,” which basically translates as “you teach(start) them young,” since it is difficult to alter an adult’s mind after it has been formed, made up, and developed. This is true in all aspects of life. “You can be young without money, but you can‘t be old without it” – […]
Listen to those folks who lowered their mortgage by half by adding an extra $50 (R1000) a month to the mortgage payment. In fact, you can do it. Look on the web for a calculator for mortgage acceleration. A basic mortgage calculator is helpful in the first place. You can enter the amount of the […]
You are now sitting across from a professional loan officer in a meeting at a lending institution who is now evaluating your mortgage application and must explain to you how that mortgage interest rate was first calculated and finally arrived at. Many things affect mortgage rates—which is why they fluctuate. So it is critical to […]
purchasing a home is a smart move for the first home buyer, but it does not have to be costly- mortgage terminology you should know […]
Learning to create truly perfect practical abundance in your life entails much more than simply accumulating financial wealth or material wealth; it entails harnessing and enriching the self as a whole. Abundance is for everyone, not just the limited few that life appears to smile upon and who appear to be highly favored. It is […]