Book, pen and interest rate calculator

Understand how Mortgage Interest rates work and affect your mortgage

You are now sitting across from a professional loan officer in a meeting at a lending institution who is now evaluating your mortgage application and must explain to you how that mortgage interest rate was first calculated and finally arrived at. Many things affect mortgage rates—which is why they fluctuate....

Investing In Propertyerties Made Easy to understand mortgage terminology

Mortgage Terminology That Everyone Should Know

Purchasing a home is a smart investment move, and you have to be matured, vigilant, and sober up on your first attempt! However, if you're purchasing a home for the first time, it may be difficult to understand and get your mind wrapped around all these property or mortgage terminologies....

fresh flowers in nature

How to create truly practical abundance in your life?

Learning to create truly perfect practical abundance in your life entails much more than simply accumulating financial wealth or material wealth; it entails harnessing and enriching the self as a whole. Abundance is for everyone, not just the limited few that life appears to smile upon and who appear to...

Do it yourself

Your Life Is A Do-It-Yourself(DIY) Life Long Project

We all must understand that Life is a life-long classroom lesson(project) that is always teaching us, Buddhist Proverb says it best "You have no friends, You have no enemies, you only have TEACHERS". The sooner you realize this, the better! As you mature and get a handle on what life...

Rose with all the thorns growing taller

Self- Acceptance is self-love and respect for oneself

I had a deep conversation with a colleague the other day, when exactly does one start to yearn for acceptance? Is it by birth when we first arrive here on Mother Earth? Is it when we first feel the pain of non-acceptance? Is it when we begin to be challenged...

written goals

6 Easy to understand Principles of Goal Setting

"If you go to work on your goals, your goals will go to work on you; if you go to work on your plan, your plan will go to work on you. Whatever good things we build end up building us" Jim Rohn once said, and then Charles M. Marcus...

be extra vigilant with your identity

How To Protect Your Identity-Simply, Easily, and Cheaply

When learning how to protect your identity, one of the first things you should do is to stop carrying your (identity book or card) social security card with you at all times. An identity card (book) or social security card is the single most stressful and dangerous form of ID...