Excessive debt

Top 7 Causes of Excessive Personal Debt

Excessive debt is the most common source of concern for most people, particularly Baby Boomers, who are trapped in millions of Rands (dollars) of debt and unable to escape, forcing them to work in their later years when they should be retiring or nearing retirement. This also affects young professionals who are constantly wanting the […]

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fatten thy lean purse

7 Simple Rules to Fatten a Lean purse!

“The Richest Man in Babylon” written by George S. Clason is a quick-read thin timeless classic book that has been acclaimed as the greatest of all inspirational works on the subject of financial prudence, financial planning, and generating personal wealth. It was written back in the 1920s however the same theme runs through to today. […]

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getting back up after a storm

How to remain resilient with little?

This article appeared in “Make it great again” magazine by Founder and NLP Life Coaching Practitioner Tabea Nong which was published in October 2020 1. Tell us about yourself and what you do. I am Zinzi Mdedetyana, a mother of two(son and daughter), and I have written a book called “Myths and Misconceptions about Money from […]

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man raised arms on mountaintop

The “Get Out of Debt Permanently” Plan

Get out of debt quickly and permanently (for all time). Others call it “lose your debt obligation”, “dump the loan obligation load”, some call it “management of debt obligation”, and others call it “to dispose of the obligation“. These terms mean something very similar and you need to get the correct attitude, and build up […]

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Needs vs Wants

The most controversial topic of all time, as I observe and experience how consumers justify prioritizing wants over basic needs, so we will explore these two variable concepts that I can vouch for, almost, always, get consumers into serious financial trouble. “Bare necessities of life, the simple bare necessities, forget about your worries and stress. […]

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