Financial literacy basically refers to your ability to learn, understand, and apply various financial tools, skills, and decision-making processes in order to make financially wise and quality decisions. You were not born financially smart or dumb; your financial knowledge or ignorance developed over a period of time. So it effectively means that it is a […]
Excessive debt is the most common source of concern for most people, particularly Baby Boomers, who are trapped in millions of Rands (dollars) of debt and unable to escape, forcing them to work in their later years when they should be retiring or nearing retirement. This also affects young professionals who are constantly wanting the […]
“The Richest Man in Babylon” written by George S. Clason is a quick-read thin timeless classic book that has been acclaimed as the greatest of all inspirational works on the subject of financial prudence, financial planning, and generating personal wealth. It was written back in the 1920s however the same theme runs through to today. […]
One young woman who was drowning and floundering in debt was able to lift herself out of the financial doldrums, by taking steps to remedy her situation, and by making changes to her bad money management habits. She made some smart financial moves, and now her future looks brighter and more promising than ever. Well, […]
Let us understand why we value things more than we value money: because we care more about what money can buy than we care about having money itself. Read that statement again! If we valued money more than we valued things we would not part with it so easily and carelessly and we would not […]
This article appeared in “Make it great again” magazine by Founder and NLP Life Coaching Practitioner Tabea Nong which was published in October 2020 1. Tell us about yourself and what you do. I am Zinzi Mdedetyana, a mother of two(son and daughter), and I have written a book called “Myths and Misconceptions about Money from […]
Saving and investing play an important role in securing your goals, your dreams, and your future. Why do we need to save then? So we’re saying when you’re daydreaming or imagining your future, do bear in mind that those dreams and goals require money; so the question is, how will you generate that money, meaning […]
Get out of debt quickly and permanently (for all time). Others call it “lose your debt obligation”, “dump the loan obligation load”, some call it “management of debt obligation”, and others call it “to dispose of the obligation“. These terms mean something very similar and you need to get the correct attitude, and build up […]
The most controversial topic of all time, as I observe and experience how consumers justify prioritizing wants over basic needs, so we will explore these two variable concepts that I can vouch for, almost, always, get consumers into serious financial trouble. “Bare necessities of life, the simple bare necessities, forget about your worries and stress. […]