Understanding the Paycheck Trap Are you tired of feeling like you’re always chasing your next paycheck, that the month is short at the end of the money, unable to save or plan for the future? Well, worry no more. We have the correct diagnosis and the outcome that you are looking for. Managing money is […]
Having a winning money mindset isn’t just about knowing how to budget or invest. It’s about building a strong foundation of beliefs and habits that empower you to make smart financial decisions. Here are the key pillars to cultivating a winning money mindset: […]
1. Set Financial Goals “A goal without a plan is just a wish.” Antoine de Saint-Exupéry 2. Track Your Spending “Every penny saved is a penny earned.” Benjamin Franklin 3. Create and Stick to a Budget “Beware of little expenses; a small leak will sink a great ship.” Benjamin Franklin 4. Save Regularly “Save money […]
Money plays a significant role in our lives, but being smart with it requires conscious effort and learning. Here are 15 habits that smart individuals practice to make the most of their money. 1. Seek Value: Smart individuals don’t settle for paying full price. They shop around, compare options, and negotiate to ensure they get […]
1. Why am I unable to save money? It is not that you cannot save; the problem is what stories are running through your subconscious mind (background), which we call self-limiting beliefs. So let me explain what we mean. You may have been told that “you are not good enough”, “you are not worthy or deserving […]
Spending is a function of your mindset. The question you should be asking yourself is: Why do you keep spending above and beyond your means (income), knowing very well that it will get you into trouble in the first place? If it has been going on for a year, that is enough time to see […]
Buying your first car is an exciting milestone, but at the same time, it can also be a daunting, exhausting, and confusing experience, particularly when buying a new car, a common issue is the way people pay for it. A car loan can be a serious financial commitment, second to buying a house, so it’s […]
We all agreed that credit cards make purchases and paying your bills easier. Using a credit card is also a good way to boost your credit score. However, failing to properly manage your credit cards can lead to a lot of unnecessary expenses, negative listings, headaches, and stress. If you’re tempted to buy things you […]
Excessive debt is the most common source of concern for most people, particularly Baby Boomers, not forgetting the millenia who are trapped in millions of Rands (dollars) of debt and unable to escape, forcing them to work in their later years when they should be retiring or nearing retirement. This also affects young professionals who […]
Marriage is one of the most sanctified unions on earth and unfortunately, not well practiced and understood by some men and women, especially the duties and roles they are supposed to play in this union as equal partners. Whether you and your spouse both work outside of the home, or one of you stays home […]