Debt Consolidation Loans: A Last Resort

No one ever wants to be in a debt trap forever, but it happens, and at that point, when there are no other options left, debt consolidation seems to be the answer—or not? It can help you regain control over your finances temporarily and stop letting that debt destroy the quality of your daily life, […]

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Do you think only Your Age Determines Your Retirement Income Mindset? Let us explore

Can you remember when you first really thought or heard about the subject of Retirement? Chances are, it was when you were in your 20s, maybe you were just offered your first part-time job and the subject of retirement was touted around amongst the permanent much-matured employees yet for you it was so far in […]

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8 Things Every Credit Card Owner Should Know

We all agreed that credit cards make purchases and paying your bills easier. Using a credit card is also a good way to boost your credit score. However, failing to properly manage your credit cards can lead to a lot of unnecessary expenses, negative listings, headaches, and stress. If you’re tempted to buy things you […]

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Top 7 Causes of Excessive Personal Debt

Excessive debt is the most common source of concern for most people, particularly Baby Boomers, who are trapped in millions of Rands (dollars) of debt and unable to escape, forcing them to work in their later years when they should be retiring or nearing retirement. This also affects young professionals who are constantly wanting the […]

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7 Simple Rules to Fatten a Lean purse!

“The Richest Man in Babylon” written by George S. Clason is a quick-read thin timeless classic book that has been acclaimed as the greatest of all inspirational works on the subject of financial prudence, financial planning, and generating personal wealth. It was written back in the 1920s however the same theme runs through to today. […]

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Top 30 Life and money quotes that will improve and elevate your Money Mindset

In life, you attract or bring about in your life those things that are related to what you send out to the universe in the form of your thoughts. Your innermost dominant thought becomes your physical tangible reality, literally. It is advisable and wise that you continuously examine your thought patterns regularly. According to Dr. […]

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Sindi’s Success Story: How She became debt-free

One young woman who was drowning and floundering in debt was able to lift herself out of the financial doldrums, by taking steps to remedy her situation, and by making changes to her bad money management habits. She made some smart financial moves, and now her future looks brighter and more promising than ever. Well, […]

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Top 15 areas you are possibly overspending on and you aren’t even paying attention

Let us understand why we value things more than we value money: because we care more about what money can buy than we care about having money itself. Read that statement again! If we valued money more than we valued things we would not part with it so easily and carelessly and we would not […]

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20 Tips for Solving Marital Money Issues

Marriage is one of the most sanctified unions on earth and unfortunately, not well practiced and understood by some men and women, especially the duties and roles they are supposed to play in this union as equal partners. Whether you and your spouse both work outside of the home, or one of you stays home […]

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A Step-By-Step Checklist for Handling Difficult Conversations

Have you been putting off a difficult and unpleasant conversation for a long time? Great, this is for you. There are moments in life when you have to face your “demons” and it is not a pleasant space to be when you know you should talk to someone but won’t or don’t or can’t but […]

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