Stressed out cannot sleep

I am over-indebted- What are my options?

Dealing with over-indebtedness Debt can create a snowball effect that generates even more debt. When debt repayment pressure becomes too much to handle and you cannot meet all your monthly obligations, you are officially classified as “over-indebted.” Let us take an example: Say you earn R20,000 per month, but your expenses and debt repayments add […]

Read More

How To Manage Student Loan Debt

What is Debt and How Much It Costs You

“Your giant, your obstacle, your problem is a gateway to your significance and promotion“ Rick Godwin There are two kinds of people, those who earn interest and others who pay it, unfortunately those who pay it, do not understand the value of it, because they are ignorant“ Albert Einstein My description of Debt can be […]

Read More