Let us understand why we value things more than we value money: because we care more about what money can buy than we care about having money itself. Read that statement again! If we valued money more than we valued things we would not part with it so easily and carelessly and we would not […]
Marriage is one of the most sanctified unions on earth and unfortunately, not well practiced and understood by some men and women, especially the duties and roles they are supposed to play in this union as equal partners. Whether you and your spouse both work outside of the home, or one of you stays home […]
In African culture, we say “Ligotshwa lisemanzi,” which basically translates as “you teach(start) them young,” since it is difficult to alter an adult’s mind after it has been formed, made up, and developed. This is true in all aspects of life. “You can be young without money, but you can‘t be old without it” – […]
A casual examination of websites and brochures will reveal countless various sorts of best mortgage deals ever in town. The mortgages discussed thus far are a basic overview; however, in your research, you’ll discover a variety, some combining multiple qualities and offering additional incentives to entice you. It’s enough to drive you insane, so how […]
Listen to those folks who lowered their mortgage by half by adding an extra $50 (R1000) a month to the mortgage payment. In fact, you can do it. Look on the web for a calculator for mortgage acceleration. A basic mortgage calculator is helpful in the first place. You can enter the amount of the […]
You are now sitting across from a professional loan officer in a meeting at a lending institution who is now evaluating your mortgage application and must explain to you how that mortgage interest rate was first calculated and finally arrived at. Many things affect mortgage rates—which is why they fluctuate. So it is critical to […]
purchasing a home is a smart move for the first home buyer, but it does not have to be costly- mortgage terminology you should know […]
We all must understand that Life is a life-long classroom lesson(project) that is always teaching us, Buddhist Proverb says it best “You have no friends, You have no enemies, you only have TEACHERS”. The sooner you realize this, the better! As you mature and get a handle on what life is all about, you begin […]
Tho whole idea is to write your thoughts down so as to review your thought patterns, goals and reach your desires(end in mind) […]
When learning how to protect your identity, one of the first things you should do is to stop carrying your (identity book or card) social security card with you at all times. An identity card (book) or social security card is the single most stressful and dangerous form of ID to lose. It can make […]