1. Why am I unable to save money? It is not that you cannot save; the problem is what stories are running through your subconscious mind (background), which we call self-limiting beliefs. So let me explain what we mean. You may have been told that “you are not good enough”, “you...
Spending is a function of your mindset. The question you should be asking yourself is: Why do you keep spending above and beyond your means (income), knowing very well that it will get you into trouble in the first place? If it has been going on for a year, that...
What is the meaning of life, and why are we here? Most people wish to live more abundantly (not only financially). Abundance is about living a healthy, vibrant life with a purpose and experiencing the joy that comes from possessing a strong sense of Self. When you begin to understand the...
1. How can I stop making impulse purchases and start making money? You must be disciplined with your money and know exactly how and what you want for yourself, your life, and your loved ones if you have a family or dependents, as well as what you would like your future to...
Buying your first car is an exciting milestone, but at the same time, it can also be a daunting, exhausting, and confusing experience, particularly when buying a new car, a common issue is the way people pay for it. A car loan can be a serious financial commitment, second to...
In these uncertain times, it is more important than ever to have insurance cover. Whether you are an individual or a business owner, insurance can provide you with the protection and peace of mind you need. We will discuss what insurance is, how important it is, the types of insurance,...
Dealing with over-indebtedness Debt can create a snowball effect that generates even more debt. When debt repayment pressure becomes too much to handle and you cannot meet all your monthly obligations, you are officially classified as "over-indebted." Let us take an example: Say you earn R20,000 per month, but your...
Financial literacy basically refers to your ability to learn, understand, and apply various financial tools, skills, and decision-making processes in order to make financially wise and quality decisions. You were not born financially smart or dumb; your financial knowledge or ignorance developed over a period of time. So it effectively...