Debt Consolidation Loans: A Last Resort

No one ever wants to be in a debt trap forever, but it happens, and at that point, when there are no other options left, debt consolidation seems to be the answer—or not? It can help you regain control over your finances temporarily and stop letting that debt destroy the quality of your daily life, […]

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8 Things Every Credit Card Owner Should Know

We all agreed that credit cards make purchases and paying your bills easier. Using a credit card is also a good way to boost your credit score. However, failing to properly manage your credit cards can lead to a lot of unnecessary expenses, negative listings, headaches, and stress. If you’re tempted to buy things you […]

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Top 7 Causes of Excessive Personal Debt

Excessive debt is the most common source of concern for most people, particularly Baby Boomers, who are trapped in millions of Rands (dollars) of debt and unable to escape, forcing them to work in their later years when they should be retiring or nearing retirement. This also affects young professionals who are constantly wanting the […]

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Sindi’s Success Story: How She became debt-free

One young woman who was drowning and floundering in debt was able to lift herself out of the financial doldrums, by taking steps to remedy her situation, and by making changes to her bad money management habits. She made some smart financial moves, and now her future looks brighter and more promising than ever. Well, […]

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Want to know how to Choose The Right Mortgage Calculator For Your Needs, Now you can

Listen to those folks who lowered their mortgage by half by adding an extra $50 (R1000) a month to the mortgage payment. In fact, you can do it. Look on the web for a calculator for mortgage acceleration. A basic mortgage calculator is helpful in the first place. You can enter the amount of the […]

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Debt Consolidation – Your Poor Credit rating can be Overcome, but you have to be vigilant

Debt Consolidation may be a solution to a short-term problem, however, make sure that you do thorough research before plunging yourself into a serious hole that you would not be able to get out of it. Poor credit rating is the cause If you have poor credit and are looking for ways to consolidate your […]

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How to remain resilient with little?

This article appeared in “Make it great again” magazine by Founder and NLP Life Coaching Practitioner Tabea Nong which was published in October 2020 1. Tell us about yourself and what you do. I am Zinzi Mdedetyana, a mother of two(son and daughter), and I have written a book called “Myths and Misconceptions about Money from […]

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No nonsense way to Budgeting: The Roadmap to Financial Well-Being

“A budget is telling your money where to go instead of wondering where it went.” – John C. Maxwell. He is a phenomenal leadership guru who could not have said it better. The budget never leaves you wondering what happened or trying to figure out what happened. However, this road map (budgeting tool) to financial […]

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Debt Ratio: How Much Debt Are You Carrying?

Today I need to walk you through, understanding the Debt to income ratio so you see how significant the debt load you are carrying is. I will likewise show you how to calculate it. These are the basic indicators that the credit providers’ lenders additionally take a look at before they grant a loan (advance). […]

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