First-Time Car Buyers: Essential Tips and Tricks for Getting the Best Deal and Drive with Confidence – Everything you need to Know

Buying your first car is an exciting milestone, but at the same time, it can also be a daunting, exhausting, and confusing experience, particularly when buying a new car, a common issue is the way people pay for it. A car loan can be a serious financial commitment, second to buying a house, so it’s […]

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I am over-indebted- What are my options?

Dealing with over-indebtedness Debt can create a snowball effect that generates even more debt. When debt repayment pressure becomes too much to handle and you cannot meet all your monthly obligations, you are officially classified as “over-indebted.” Let us take an example: Say you earn R20,000 per month, but your expenses and debt repayments add […]

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Debt Consolidation Loans: A Last Resort

No one ever wants to be in a debt trap forever, but it happens, and at that point, when there are no other options left, debt consolidation seems to be the answer—or not? It can help you regain control over your finances temporarily and stop letting that debt destroy the quality of your daily life, […]

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8 Things Every Credit Card Owner Should Know

We all agreed that credit cards make purchases and paying your bills easier. Using a credit card is also a good way to boost your credit score. However, failing to properly manage your credit cards can lead to a lot of unnecessary expenses, negative listings, headaches, and stress. If you’re tempted to buy things you […]

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Top 7 Causes of Excessive Personal Debt

Excessive debt is the most common source of concern for most people, particularly Baby Boomers, who are trapped in millions of Rands (dollars) of debt and unable to escape, forcing them to work in their later years when they should be retiring or nearing retirement. This also affects young professionals who are constantly wanting the […]

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Sindi’s Success Story: How She became debt-free

One young woman who was drowning and floundering in debt was able to lift herself out of the financial doldrums, by taking steps to remedy her situation, and by making changes to her bad money management habits. She made some smart financial moves, and now her future looks brighter and more promising than ever. Well, […]

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Want to know how to Choose The Right Mortgage Calculator For Your Needs, Now you can

Listen to those folks who lowered their mortgage by half by adding an extra $50 (R1000) a month to the mortgage payment. In fact, you can do it. Look on the web for a calculator for mortgage acceleration. A basic mortgage calculator is helpful in the first place. You can enter the amount of the […]

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Debt Consolidation – Your Poor Credit rating can be Overcome, but you have to be vigilant

Debt Consolidation may be a solution to a short-term problem, however, make sure that you do thorough research before plunging yourself into a serious hole that you would not be able to get out of it. Poor credit rating is the cause If you have poor credit and are looking for ways to consolidate your […]

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How to remain resilient with little?

This article appeared in “Make it great again” magazine by Founder and NLP Life Coaching Practitioner Tabea Nong which was published in October 2020 1. Tell us about yourself and what you do. I am Zinzi Mdedetyana, a mother of two(son and daughter), and I have written a book called “Myths and Misconceptions about Money from […]

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