Navigating the complexity of the healthcare landscape

Understanding and Simplifying the Hospital Plan and Medical Aid: A Simple Guide!

Let us break it down for you In today’s complex healthcare landscape, having proper medical coverage is essential for individuals and families alike. Hospital plans and medical aid are two popular options that provide financial support for medical expenses. However, before making an informed decision, it is crucial to understand the differences between these two […]

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common insurance mistakes

5 Common Insurance Mistakes You Should Avoid

Introduction Insurance is super important! If you don’t have insurance, you’re making a big mistake. It’s crucial to have enough coverage to meet both your financial and lifestyle needs and protect yourself. When it comes to insurance, avoiding certain mistakes can save you from financial and emotional distress down the line. First and foremost, failing […]

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abundance, love, sunshine, joy, harmony, balance

What do most people hunger for?

What is the meaning of life, and why are we here? Most people wish to live more abundantly (not only financially). Abundance is about living a healthy, vibrant life with a purpose and experiencing the joy that comes from possessing a strong sense of Self. When you begin to understand the laws of abundance, you stop […]

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Stressed out cannot sleep

I am over-indebted- What are my options?

Dealing with over-indebtedness Debt can create a snowball effect that generates even more debt. When debt repayment pressure becomes too much to handle and you cannot meet all your monthly obligations, you are officially classified as “over-indebted.” Let us take an example: Say you earn R20,000 per month, but your expenses and debt repayments add […]

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Easy Ways To Start Investing With Little Money

How to gain financial literacy

Financial literacy basically refers to your ability to learn, understand, and apply various financial tools, skills, and decision-making processes in order to make financially wise and quality decisions. You were not born financially smart or dumb; your financial knowledge or ignorance developed over a period of time. So it effectively means that it is a […]

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Credit card

8 Things Every Credit Card Owner Should Know

We all agreed that credit cards make purchases and paying your bills easier. Using a credit card is also a good way to boost your credit score. However, failing to properly manage your credit cards can lead to a lot of unnecessary expenses, negative listings, headaches, and stress. If you’re tempted to buy things you […]

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Excessive debt

Top 7 Causes of Excessive Personal Debt

Excessive debt is the most common source of concern for most people, particularly Baby Boomers, not forgetting the millenia who are trapped in millions of Rands (dollars) of debt and unable to escape, forcing them to work in their later years when they should be retiring or nearing retirement. This also affects young professionals who […]

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fatten thy lean purse

7 Simple Rules to Fatten a Lean purse!

“The Richest Man in Babylon” written by George S. Clason is a quick-read thin timeless classic book that has been acclaimed as the greatest of all inspirational works on the subject of financial prudence, financial planning, and generating personal wealth. It was written back in the 1920s however the same theme runs through to today. […]

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