Having a winning money mindset isn’t just about knowing how to budget or invest. It’s about building a strong foundation of beliefs and habits that empower you to make smart financial decisions. Here are the key pillars to cultivating a winning money mindset: […]
Let us break it down for you In today’s complex healthcare landscape, having proper medical coverage is essential for individuals and families alike. Hospital plans and medical aid are two popular options that provide financial support for medical expenses. However, before making an informed decision, it is crucial to understand the differences between these two […]
Introduction Insurance is super important! If you don’t have insurance, you’re making a big mistake. It’s crucial to have enough coverage to meet both your financial and lifestyle needs and protect yourself. When it comes to insurance, avoiding certain mistakes can save you from financial and emotional distress down the line. First and foremost, failing […]
Money plays a significant role in our lives, but being smart with it requires conscious effort and learning. Here are 15 habits that smart individuals practice to make the most of their money. 1. Seek Value: Smart individuals don’t settle for paying full price. They shop around, compare options, and negotiate to ensure they get […]
What is the meaning of life, and why are we here? Most people wish to live more abundantly (not only financially). Abundance is about living a healthy, vibrant life with a purpose and experiencing the joy that comes from possessing a strong sense of Self. When you begin to understand the laws of abundance, you stop […]
In these uncertain times, it is more important than ever to have insurance cover. Whether you are an individual or a business owner, insurance can provide you with the protection and peace of mind you need. We will discuss what insurance is, how important it is, the types of insurance, filing a claim, and the […]
Dealing with over-indebtedness Debt can create a snowball effect that generates even more debt. When debt repayment pressure becomes too much to handle and you cannot meet all your monthly obligations, you are officially classified as “over-indebted.” Let us take an example: Say you earn R20,000 per month, but your expenses and debt repayments add […]
Financial literacy basically refers to your ability to learn, understand, and apply various financial tools, skills, and decision-making processes in order to make financially wise and quality decisions. You were not born financially smart or dumb; your financial knowledge or ignorance developed over a period of time. So it effectively means that it is a […]
We all agreed that credit cards make purchases and paying your bills easier. Using a credit card is also a good way to boost your credit score. However, failing to properly manage your credit cards can lead to a lot of unnecessary expenses, negative listings, headaches, and stress. If you’re tempted to buy things you […]
Excessive debt is the most common source of concern for most people, particularly Baby Boomers, not forgetting the millenia who are trapped in millions of Rands (dollars) of debt and unable to escape, forcing them to work in their later years when they should be retiring or nearing retirement. This also affects young professionals who […]