Welcome to Royalty Ark, the simple, seamless, sophisticated, comfortable & empowering home for Managing Personal Finances which has been a passion of mine, since I have worked & spent 12 years in the various banks within the financial sector. I have experienced & observed it over and over again, how my peers, colleagues and customers would really struggle to make ends meet and find that “the month was longer than the money”  and this woud lead to their credit profile(rating) being not worthy on the paper it is written on, they quickly realised that they have borrowed up to their eyeballs from family, financial institutions and micro lenders.


Naturally, I am a giving and sharing person who likes to help people out and I have been like that since I recognize that gift of giving, so I would help out, yet my curiosity drove me to find out WHY they are really struggling to make ends meet. On paying close attention,  I would  notice how they robbed Peter to pay Paul, so effectively what would happen is that one debt would be paid this month to appease the one creditor and another bill would be skipped, while keeping the other creditors at bay. This game would continue playing itself out until it begins to bring stress to the indivual and began affecting the relationship at home where bare necessities such as food, rent, school fees, transport would not be adequately covered by the money coming in. Let us not even talk about saving, because it is not possible under such helpless & hopeless situations.

This would spill over into the work space, where relationships with the employer, colleagues and peers begin to feel strained and result in non-performance at work, because of time spent resolving personal debt issues. In addition, this would lead to sleeplessness, health dis-ease and depression which most often leads to suicidal thoughts and don’t even mention rolling massive & higher medical bills. I am saying it does not have to be that way.

Now I want to give back so that I can teach, share and guide you on how to manage your personal finances, so that you can experience financial balance, prosperity and well-being.

Zinzi is a Financial Wellness mentor and a member of COMENSA(Coaches & Mentors of South Africa). She is deliberate, passionate, genuinely and sincerely want to help clients reduce their dis-ease(financial stress) and experience financial  balance, abundance and financial well being by encouraging and engaging in nourishing conversations that are authetic, simple yet respectful & empowering, through empathy and understanding to connect on a personal level. She believes that when these stories are told sincerely and in a safe environment – remarkable changes take place that would otherwise would not have happened and guide us to a different path of possibilites and opportunities.

She identifies clients’ financial profile and then gently guides them on improving their personal financial management lifetsyle on a growth path that fulfills and empowers one’s journey to live a better life by addressing issues such debt management, budgeting(financial spending planner), savings and investments.

She has acquired and completed qualifications from UNISA (Bachelors Degree with majors in Auditing, Accounting, and Business Economics), Marketing Diploma through the Institute of Marketing Management and Diploma in Auditing from Peninsula University of Technology and she has accumulated vast & wide working and management experience from African Bank, ABSA Bank, Standard Bank, Capitec Bank, ACCA(UK), Transnet, Truworths just to mention a few. She passionately and relentlessly developes strategic relationships with people because she realised early on, in her career that helping and serving others’ interest has been at the core of who she really is  and she wanted to continue her work around the topic of managing personal finances in the era in which we live.


My overall goal is to share my experience, my observations and walk a mile in the journey with you by engaging,  by exchanging tips, tricks, secrets to improve your financial well-being and achieve success with your Life; naturally as you were meant to be, to do and to have. To simply live it, seamlessly, flawlessly and stress free. U deserve a better life, don’t you think so?


Lao Tzu says “A journey of a thousand miles begins with a one step at a time”. I would like to add to that, it is not too late to start; as these steps will open up new world of possibilities & opportunities for understanding, clarity and guidance by following one’s life’s journey(meaning & purpose) when you are open & deliberate about it.

To all those who are sick and tired of being at dis-ease.

If you ever need a hand or tools or help, or have something to contribute, I would appreciate it. Please feel free to leave a comment below and I will be more than happy to reach out and connect with you.

All the best,